How much of the rise do you keep?
Put in your current salary and the proposed rise. You get the extra take-home after income tax, Medicare, and optional HELP — not the whole net pay.
How the numbers work
Two annual estimates run through the same 2026–27 resident rates as the take-home pay calculator: your current gross, and the new gross after the rise. The result is the difference — extra take-home, extra tax, and the share of the rise you keep. Enter the rise as a new annual salary, a dollar amount, or a percent.
Income tax uses the ATO's 2026–27 resident rates (income year from 1 July 2026): nil to $18,200, then 15c, 30c, 37c, and 45c in the dollar. Claiming the tax-free threshold is the default. If you turn it off — a second job, typically — the first $18,200 is taxed at 15c as well. Medicare is 2% of taxable income, with the ATO low-income shade-in: nothing at or below $28,011, then 10c in the dollar until $35,013, then the full 2%. HELP, when switched on, uses the 2026–27 compulsory repayment thresholds — nil to $69,528, then 15c and 17c in the dollar, and 10% of repayment income from $186,051. Gross salary stands in for repayment income. A remaining balance, if you enter one, caps each year's repayment independently. Low income tax offset, Medicare levy surcharge, and other offsets are left out.
Extra per week, fortnight, and month is the extra annual net divided by 52, 26, or 12. This is an estimate only — not tax advice and not the ATO withholding calculator. Everything runs in your browser. Your last set of numbers is remembered on this device and never leaves it.